Credit Cards from American Express for October

Credit Card	Purchase Rate	Balance Transfer	Interest Free Days	Reward Points	Card Fee
American Express Platinum Card Experience a whole world of untold privilege and recognition with the American Express Platinum Card through the access through to dedicated Platinum Concierge and Platinum Travel services and an elite level of travel, lifestyles and rewards offers.
	% p.a	% p.a N/A	Up to 51 days	1.5 points per $1 spent up to $200,000 each year.	$900
AMEX Business Accelerator Credit Card Introducing the American Express Business Accelerator Credit Card, the best business credit card or your money back. You’ll earn 2 Membership Rewards points for every $1 spent up to $150,000.
	18.99% p.a	% p.a N/A	Up to 55 days	2 Membership Rewards points for every $1 spent	$160
American Express Gold Choices Credit Card Reward yourself with the American Express Gold Choices Credit Card. You’ll enjoy a gold card with a CANNEX 5 star rewards program all for a low annual fee of just $49 p.a. Have a look at the benefits the card offers.
	19.99% p.a	6.99% p.a (for first 6 months)	Up to 55 days	$1 spent = 1 Membership Rewards	$49
American Express Blue Sky Credit Card Fly for half the points - Until 1 January 2009, you can redeem flights to selected domestic and international destinations, for half the number of points normally required.
	19.99% p.a	6.99% p.a (for the life of the balance)	Up to 55 days	$1 = 1 Point BlueSky Rewards	$95
AMEX Platinum Credit Card One Qantas domestic Economy return flight every year to selected capital cities in Australia.
	19.99% p.a	6.99% p.a (for the life of the transferred balance)	Up to 55 days	$1 spent = up to 1.5 points	$395
Qantas American Express Premium Card Two Qantas Club Invitations and 5,000 Qantas Frequent Flyer points on first spend. Earn up to 2.25 Qantas frequent flyer point for every dollar spent.
	20.49% p.a	6.99% p.a (for the life of the balance)	Up to 55 days	$1 = 1.25 points	$249
AMEX Platinum MoneyBack Credit Card Use your American Express Platinum MoneyBack Credit Card almost anywhere, and you'll earn 5% of your MoneyBack for the first 3 months up to $300 for the first $6000 you spend.
	20.49% p.a	6.99% p.a (for first 6 months)	Up to 44 days	1% MoneyBack on all purchases. 5% MoneyBack in first 3 mths Card membership (up to $300 MoneyBack).	$99
AMEX Rewards Maximiser Credit Card Enrolment into the Ascent program ( Not Qantas Frequent Flyer). There’s nothing more exciting than ticking something off your wish list. And with the Rewards Maximiser Gold Credit Card you can make it happen sooner. Enjoy premium benefits and privileges and get the rewards you want fast, with no limit on the number of Membership Rewards™ points you can earn.
	20.49% p.a	6.99% p.a (for the first 6 months)	Up to 55 days	Ascent $1:1 with $1:1.5 bonus up March 09 with a cap of the 0.5 100K	$192

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Qantas American Express Premium Card
* Applicants must be 18 years of age and earn a minimum of $40,000 p.a. to apply for a Qantas American Express Premium Card. Cards are offered, issued and administered by American Express®. American Express credit approval criteria applies. Subject to Terms and Conditions. Fees, charges and interest rates apply and are correct as at 19 June 2008. Download Card Conditions PDF and see links below for Points Conditions, Qantas Club Invitations Conditions and Product Disclosure Statement. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express Company. 1. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee applies. Membership and points are subject to the terms and conditions of the program. Award seats are limited and may not be available on every flight. 2. Selected Qantas products and services are: (a) Qantas passenger flights with a QF flight number purchased on the Qantas merchant account i.e. with Qantas direct or some travel agents, (b) purchases from Qantas Travel shops or (c) Qantas Holidays. Excludes: Qantas Freight, Jetstar, Qantas branded non-airfare products operated by third parties e.g. Qantas Box Office. Points Terms and Conditions apply. 3. Invitations are for Premium Cardmembers and are valid for Qantas operated lounges only and are not valid for oneworld™ alliance airline, partner airlines lounges or associated lounges. Each invitation is valid for a single visit before the date specified on the invitation, when travelling with Qantas or Jetstar. Qantas club rules apply. Qantas Club Invitations Conditions apply. 4. Insurance Products are arranged through American Express International, Inc (ABN 15 000 618 208) AFS Licence No. 237996. Subject to the terms, conditions and exclusions of the insurances issued by ACE Insurance Limited (ABN 23 001 642 020) AFS Licence No. 239687. A Product Disclosure Statement is available for download. You should read the appropriate Product Disclosure Statement and consider the appropriateness of the insurance in relation to your individual requirements. 5. Interest rates are current at published date and subject to change, including changes under our Interest Rate Policy. American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express Company.

American Express Blue Sky Credit Card
American Express credit approval criteria applies. Subject to terms and conditions. Fees, charges and interest rates apply and are current as at the 19 Junel 2008 and are subject to change. * Subject to minimum income and credit approval criteria 1. Subject to the Terms and Conditions of the Membership Rewards Blue Sky program. 2. Conditions apply, subject to airline availability 3. Points required are as described in the Blue Sky Destination Guide and frequently asked question page and are subject to change. Airline taxes must be paid by you and will be charged to your Blue Sky Credit Card. Additional fees and charges may apply. If the cost of the ticket for the nominated flight route exceeds the maximum ticket price in the destination guide any additional amount above the maximum ticket price must be paid by you and will be charged to your Blue Sky Credit Card. Flight redemption is subject to the Terms and Conditions of the Membership Rewards Blue Sky Program. 50% less points offer: Only available if you apply and are approved for the Blue Sky Credit Card and book a flight by 01 Jan 2009. 4. Please be sure to read the Insurance Terms and Conditions booklet carefully and be aware of its various Terms, Conditions and exclusions. A copy of the Insurance Terms and Conditions booklet is available on request from us. 5. Depending on when you make your purchase, when your statement is issued and whether you are carrying forward a balance on your account from the previous statement period. There is no interest free period for cash advances or balance transfers. 6. Interest rates are current as at 8th April 2008 and are subject to change, including.

American Express Gold Choices Credit Card
American Express® credit approval criteria applies. Subject to terms and conditions. Fees, charges and interest rates apply and are correct as at 19th June 2008 and are subject to change. All interest rates are quoted as an Annual Percentage Rate. 1. Subject to the Terms and Conditions of the Membership Rewards program. 2. The number of actual interest-free days depends upon when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from your previous statement period. There are no interest free days on cash advances. 3. All payments to your credit card account are applied first to transferred balances, including transferred balances benefiting from promotional interest rates. This will result in the balances subject to a lower interest rate being paid off first. Minimum payment requirements of the card account apply to balance transfers. There are no interest-free days on balance transfers. 4. Interest rates are current at published date and subject to change, including changes under our Interest Rate Policy. ** Our interest rate policy describes how we intend to adjust credit card interest rates based on your payment history. Under this policy we intend to maintain this special low rate for the promotional period if you make your minimum payments on time. American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express Company

American Express Platinum Card
American Express® credit approval criteria applies. Subject to terms and conditions. Fees and charges apply and are correct as at 1st May 2007 and are subject to change. 1. You are free to spend as much as you show us you can afford to repay. Proof of resources and security may be required. 2. Subject to the Terms and Conditions of the Membership Rewards program. 3. Insurance Products are arranged through American Express International, Inc (ABN 15 000 618 208) AFS Licence 237996. Subject to the terms, conditions and exclusions of the insurances issued by ACE Insurance Limited (ABN 23 001 642 020) AFS Licence No. 239687. A Product Disclosure Statement (PDS) is available from us upon request. You should read the appropriate PDS and consider the appropriateness of the insurance in relation to your individual requirements. 4. A Platinum table will be held for you until 10am each day at participating restaurants, unless booked prior by another cardmember. Conditions apply. Restaurant partners are subject to change without notice. All bookings must be made through Platinum Concierge. Availability is limited to one table per restaurant. 5. Terms and conditions apply. All flights are subject to availability and neither American Express nor Qantas guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions, Qantas Fare Conditions and Qantas Conditions of Carriage. No Qantas Frequent Flyer points will be awarded for travel on these flights. American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express Company.

Qantas American Express Ultimate Card
* Applicants must be 18 years of age and earn a minimum of $65,000 p.a. to apply for a Qantas American Express Ultimate Card. Cards are offered, issued and administered by American Express®. American Express credit approval criteria applies. Subject to Terms and Conditions. Fees, charges and interest rates apply and are correct as at 19 June April 2008 and are subject to change. Download Card Conditions PDF and see links below for Points Conditions, Domestic Return Flight Conditions and Product Disclosure Statement. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express Company. 1. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee applies. Membership is subject to the terms and conditions of the program. Award seats are limited and may not be available on every flight. 2. Selected Qantas products and services are: (a) Qantas passenger flights with a QF flight number purchased on the Qantas merchant account i.e. with Qantas direct or some travel agents, (b) purchases from Qantas Travel shops or (c) Qantas Holidays. Excludes: Qantas Freight, Jetstar, Qantas branded non-airfare products operated by third parties e.g. Qantas Box Office. 3. The Qantas domestic return flight in economy class between selected Australian capital cities is available for booking by Ultimate Cardmembers. All flights are subject to availability and neither American Express nor Qantas guarantee that seats or tickets will be available on the dates or times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to Qantas' Conditions of Carriage. No Qantas Frequent Flyer points will be awarded for travel on these flights. Subject to Qantas American Express Ultimate card Product Disclosure Statement and Domestic Return Flight Conditions available at americanexpress.com.au/ultimate 4. Insurance Products are arranged through American Express International, Inc (ABN 15 000 618 208) AFS Licence No. 237996. Subject to the terms, conditions and exclusions of the insurances issued by ACE Insurance Limited (ABN 23 001 642 020) AFS Licence No. 239687. A Product Disclosure Statement is available for download. You should read the appropriate Product Disclosure Statement and consider the appropriateness of the insurance in relation to your individual requirements. 5. Interest rates are current at published date and subject to change, including changes under our Interest Rate Policy. American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express Company.