HSBC Low Interest Rate Credit Card

Life’s better with zeros

What can you do with zero? Apply for an HSBC Low Rate Credit Card now, and you'll be able to do plenty. With zero interest on balance transfers for six months, and zero annual card fee in the first year, you're free to do more with your money. Make life easier with zeros.

• 0% p.a. for the first 6 months* on balance transfers~
  
• $0 annual fee in the first year**

Also, take advantage of these other great features :

• Up to 55 days interest-free on purchases^
  
• Access to HSBC's home&Away Privilege Program with Instant Rewards in over 40 countries
  
• Cash withdrawals at over 800,000 ATMs worldwide
  
• Repayments at any HSBC branch, by mail, BPAY®, telephone, direct debit, online or at Australia Post
  
• Credit Cards Online for quick, easy and secure access to your account 24 hours a day
  
• Worldwide acceptance at over 24 million Visa merchants
  

>> Hurry, these zeros are only available till 31st December 2008.

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Terms and Conditions:
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Fees, charges and lending criteria apply. Terms and conditions apply and are available on request. Offer available for completed HSBC Low Rate Credit Card applications. HSBC cardholders who have previously cancelled the same card type as the new HSBC card they are applying for may not be entitled to any promotional offers. *Interest rate on balance transfers applies for the first six months and is limited to the first balance transfer request per account from other store cards or non-HSBC credit cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate for Cash Advances, currently 19.99%p.a. (Rates subject to change). ** Annual card fee of $49 p.a. will apply after 12 months ~HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit, including applying any and all payments made to your HSBC credit card account to reduce the balance(s) transferred first and then to any subsequent purchases. ^ Depending on when you make your purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.