Low Rate Credit Cards Compared. Compare Low Interest Rate Credit Card Deals

Credit Card	Purchase Rate	Balance Transfer	Interest Free Days	Reward Points	Card Fee
Aussie MasterCard - Featured Credit Card
	9.99% p.a (for first 12 months)	4.99% p.a (for first 12 months)	Up to 55 days	N/A	$49
ANZ Low Rate MasterCard
	4.9% p.a (for first 12 months)	% p.a N/A	Up to 55 days	N/A	$58
Bankwest Lite MasterCard
	9.99% p.a	4.99% p.a (for first 15 months)	Up to 55 days	RewardMe Points	$59
St George Vertigo MasterCard
	10.99% p.a	0% p.a (for first 6 months)	Up to 55 days	St.George Instant Benefits	$55
BankSA Vertigo MasterCard
	10.99% p.a	0% p.a (for first 6 months)	Up to 55 days	BankSA Instant Benefits	$55
Citibank Clear Platinum Credit Card
	10.99% p.a	0% p.a (for first 6 months)	Up to 55 days	Citibank World Privileges	$85
Citibank Clear
	12.49% p.a	2.9% p.a (for first 6 months)	Up to 55 days	N/A	$65
ANZ Balance Credit Card
	12.74% p.a	0% p.a (for the first 6 months)	Up to 55 days	1 Reward Point for every $1 you repay to your balance	$79
St George Platinum Visa
	14.25% p.a	3.99% p.a (for the first 6 months)	Up to 55 days	Exclusive Platinum card programs offered by Visa and MasterCard	$89
BankSA Platinum Visa
	14.25% p.a	3.99% p.a (for the first 6 months)	Up to 55 days	Exclusive Platinum card programs offered by Visa and MasterCard	$89
ANZ First CreditCard $0 annual account fee for the first 12 months
	17.49% p.a	7.99% p.a (for first 6 months)	Up to 44 days	N/A	FREE
ANZ Visa Gold Credit Card
	17.49% p.a	7.99% p.a (for first 6 months)	Up to 55 days	N/A	$87
ANZ Visa Rewards Card
	17.99% p.a	% p.a N/A	Up to 44 days	$1.5 = 1 Point	$48
Woolworths Everyday Money Credit Card
	17.99% p.a	5.99% p.a (for first 6 months)	Up to 55 days	Up to 3 reward points per dollar spent	FREE (for the first year)
HSBC Gold Credit Card
	17.99% p.a	5.99% p.a (for first 6 months)	Up to 45 days	Earn points for every dollar you spend on purchases	FREE (For the first year)
Commonwealth Bank Low Fee Card No annual fee for Comm Bank customers when $1,000 a year spent on card.
	18.49% p.a	5.99% p.a (for first 5 months)	Up to 55 days	N/A	$24
Commonwealth Bank Awards Card
	18.99% p.a	5.99% p.a (for first 5 months)	Up to 55 days	$1 = 1 point	$59
Commonwealth Bank Gold Card
	18.99% p.a	5.99% p.a (for first 5 months)	Up to 55 days	$1 = 1 point	$114
Commonwealth Bank Platinum Card
	18.99% p.a	5.99% p.a (for first 5 months)	Up to 55 days	$1 = 1 point	$200
Citibank BP MasterCard
	19.89% p.a	2.9% p.a (for first 12 months)	N/A	5% off your petrol and everything else you buy at BP^. 0.5% off everything else you buy anywhere†	$79
American Express Gold Ascent Credit Card
	19.99% p.a	% p.a N/A	Up to 44 days	$2 spent = 1 Membership Rewards	FREE
Qantas American Express Premium Card
	19.99% p.a	% p.a	Up to 44 days	Up to 2.25 points per $1 spent	$249
American Express Blue Sky Credit Card
	19.99% p.a	% p.a	Up to 55 days	$1 = 1 Point BlueSky Rewards	FREE
AMEX Business Accelerator Credit Card
	19.99% p.a	% p.a N/A	Up to 55 days	2 Membership Rewards points for every $1 spent	$160
AMEX Platinum MoneyBack Credit Card
	19.99% p.a	% p.a	Up to 44 days	1% MoneyBack on all purchases. 5% MoneyBack in first 3 mths Card membership (up to $300 MoneyBack).	$99
AMEX Platinum Credit Card
	19.99% p.a	% p.a	Up to 55 days	$1 spent = up to 1.5 points	$395
Citibank Gold Card
	19.99% p.a	2.9% p.a (for first 12 months)	Up to 55 days	$1 = 1 Point	$119
Citibank Silver Card
	19.99% p.a	2.9% p.a (for first 12 months)	Up to 55 days	$1 = 1 Point	$69
Citibank Platinum Credit Card
	19.99% p.a	2.9% p.a (for first 12 months)	Up to 55 days	FREE personalised 1-for-1 rewards program	$250
Emirates Citi Platinum Card
	19.99% p.a	4.9% p.a (Remains Ongoing Balance Transfer)	Up to 55 days	$1 = 1.5 Skywards Miles	$199
CitiBusiness Gold Card
	19.99% p.a	4.9% p.a (for first 6 months)	Up to 55 days	$1 = 1.5 points	$130

Latest Finance News
Featured News Articles
Personal Finance Hints and Tips

5 Mortgage Tips
Mortgages or buying a house can often be the most expensive financial undertaking for an individual over their lifetime. It is therefore critical that they are aware of common pitfalls and unforeseen costs when buying a house and obtaining a loan to finance the purchase. Here are six common borrowing traps that can be avoided.
Three Credit Card Pitfalls That Can Be Easily Avoided
Many borrowers make common mistakes when using their credit cards. Here are three pitfalls that can be easily avoided.
When Should Individuals Increase The Amount Of Life Insurance Cover They Have?
Most individuals take out an a life insurance policy only once in their lives, and as time progresses and they go through the various stages of life without purchasing more cover. Here are key stages in an individual’s life where they should be either buying life cover or bulking up what they do have.
Read more featured finance news articles

5 Mortgage Tips
Mortgages or buying a house can often be the most expensive financial undertaking for an individual over their lifetime. It is therefore critical that they are aware of common pitfalls and unforeseen costs when buying a house and obtaining a loan to finance the purchase. Here are six common borrowing traps that can be avoided.
Three Credit Card Pitfalls That Can Be Easily Avoided
Many borrowers make common mistakes when using their credit cards. Here are three pitfalls that can be easily avoided.
When Should Individuals Increase The Amount Of Life Insurance Cover They Have?
Most individuals take out an a life insurance policy only once in their lives, and as time progresses and they go through the various stages of life without purchasing more cover. Here are key stages in an individual’s life where they should be either buying life cover or bulking up what they do have.
Read more finance hints and tips

NAB Announces Debt Repurchase Plan

Australian banking major, National Australia Bank (NAB) is taking advantage of the drop in prices of its own bonds as a result of the global credit crisis, and using the opportunity to repurchase US$250 million of its own long term debt at two thirds of its face value.
>> Read the full story

International Kangaroo Bond Issuers Find Australian Debt Market Increasingly Expensive

International issuers from Asia, Europe and the US are finding the costs of issuing Australian dollar denominated debt known as "kangaroo bonds" are rising as a result of having to compete against Triple A rated sovereign guaranteed debt being issued by domestic Australian banks.
>> Read the full story

Westpac Expects Further Pressure On Loan Portfolio

Australian banking major Westpac Banking Corporation has said that it expects to see further pressure on its consumer loan book as rising unemployment takes its toll and causes credit impairments to rise.
>> Read the full story

Low Interest Rate Credit Card Offers for July

ANZ Low Rate MasterCard

Bankwest Lite MasterCard

St George Vertigo MasterCard

BankSA Vertigo MasterCard

Citibank Clear Platinum Credit Card

Citibank Clear

ANZ Balance Credit Card

St George Platinum Visa

BankSA Platinum Visa

ANZ First CreditCard $0 annual account fee for the first 12 months

ANZ Visa Gold Credit Card

ANZ Visa Rewards Card

Woolworths Everyday Money Credit Card

HSBC Gold Credit Card

Commonwealth Bank Low Fee Card No annual fee for Comm Bank customers when $1,000 a year spent on card.

Commonwealth Bank Awards Card

Commonwealth Bank Gold Card

Commonwealth Bank Platinum Card

Citibank BP MasterCard

American Express Gold Ascent Credit Card

Qantas American Express Premium Card

American Express Blue Sky Credit Card

AMEX Business Accelerator Credit Card

AMEX Platinum MoneyBack Credit Card

AMEX Platinum Credit Card

Citibank Gold Card

Citibank Silver Card

Citibank Platinum Credit Card

Emirates Citi Platinum Card

CitiBusiness Gold Card

Latest Australian Finance News from Money-Au.com.au

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Latest Australian Finance News

NAB Announces Debt Repurchase Plan

International Kangaroo Bond Issuers Find Australian Debt Market Increasingly Expensive

Westpac Expects Further Pressure On Loan Portfolio

Personal Finance Hints and Tips