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No Annual Fee Credit Card Offers for May

Credit Card Purchase Rate Balance Transfer
Interest Free Days Reward Points Card Fee  
Bankwest Zero Platinum MasterCardBankwest Zero Platinum MasterCard 0% p.a
(for first 6 months)		 4.99% p.a
(for first 9 months)		 Up to 55 days No FREE Apply Now
Bankwest Zero Gold MasterCardBankwest Zero Gold MasterCard 0% p.a
(for first 6 months)		 4.99% p.a
(for first 9 months)		 Up to 55 days No FREE Apply Now
Bankwest Zero Classic MasterCardBankwest Zero Classic MasterCard 0% p.a
(for first 6 months)		 4.99% p.a
(for first 6 months)		 Up to 55 days No FREE Apply Now
HSBC Credit CardHSBC Credit Card 17.99% p.a
 0% p.a
(for first 8 months)		 Up to 55 days home&Away Privilege Program FREE Apply Now
Virgin No Annual Fee Credit CardVirgin No Annual Fee Credit Card 18.99% p.a
 2.9% p.a
(for first 6 months)		 Up to 44 days No FREE Apply Now
Coles Group Source MasterCardColes Group Source MasterCard 19.99% p.a
 % p.a
n/a		 Up to 62 days Up to 2 points per $1 FREE Apply Now
HSBC Platinum Credit CardHSBC Platinum Credit Card 19.99% p.a
 0% p.a
(for first 6 months)		 Up to 55 day Earn on every dollar you spend FREE
(For the first year)		 Apply Now
Emirates Citibank Platinum CardEmirates Citibank Platinum Card 20.99% p.a
 0.9% p.a
(for first 12 months)		 Up to 55 days up to 1.5 points = $1 spent.<br />Plus 25,000 bonus Skywards Miles FREE
(For the first year)		 Apply Now

No Annual Fee Credit Cards Explained

Credit card companies often offer a number of inducements to attract new customers. One popular offer is the no annual fee credit card, which allows credit card holders to save a little money. Before choosing a no annual fee credit card however, the consumer should be careful to scrutinize the terms and conditions attached to the card.

Sometimes no annual fee credit cards are offered to customers in exchange for a higher rate of interest charged by the card issuer. Generally speaking if you pay your balance off at the end of every month, then this is not going to be a concern, however if you know that you tend to carry a balance on the credit card at the end of the month, you should perhaps examine other options, such as a cards with fees attached that offer lower rates or interest, or hunt for a credit card with no annual fee that offers the similar interest rate to cards which have fees attached.

Related No Annual Fee Credit Card News

Citibank Emirates Card Very Compelling Balance Transfer And Frequent Flyer Program

Global banking giant Citibank is currently running an extremely compelling offer on their Citibank Emirates card.

The Citbank card has a great deal on balance transfers, with a rough annual interest rate of 2.9 per cent, and perhaps the best feature is that card holders earn 3 Skyward Miles, which is the Emirates Airlines frequent flyer program for every $1 spent (normally is just 1.5 miles per dollar spent).

Nine Credit Card Pitfalls

Nine Credit Card Pitfalls

No matter how responsible you are when it comes to credit cards, they still come with a number of pitfalls. As soon as you navigate your way past one, yet another emerges. Here are 9 credit card pitfalls.

The Debt That Never Ends. The minimum payment on many credit cards barely meet the interest being incurred on your debt, which means if you only ever make the minimum, you’re debt will never reduce and seem to be endless. Occasionally a card will be offered with such a low minimum monthly payment, that your debt ends up actually growing.

Nine More Credit Card Pitfalls

Nine More Credit Card Pitfalls

In the first part of this series we looked at nine credit card pitfalls. As we said previously, even for the most responsible users credit cards represent a minefield so here are nine more pitfalls you should be aware of.

Insurance offers that credit cards tend to present are horribly over-priced. You should avoid signing up to these and instead look on the internet for a better deal.