Compare Credit Cards Balance Transfer Low Interest No Annual Fee Rewards Cards Frequent Flyer Cards Business Credit Cards Gold & Platinum Debit Cards

Reward Points Credit Card Offers for May

Credit Card Purchase Rate Balance Transfer
Interest Free Days Reward Points Card Fee  
Woolworths Everyday Money Credit CardWoolworths Everyday Money Credit Card 0% p.a
(for first 9 months)
% p.a
Up to 55 days up to 3 points for $1 $49 Apply Now
CitiBusiness Gold CardCitiBusiness Gold Card 0% p.a
(for first 4 months)
0% p.a
(for first 4 months)
Up to 55 days $1 = 1.25 points $74
(half price for first year)
Apply Now
BankSA Platinum VisaBankSA Platinum Visa 15.99% p.a
3.99% p.a
(for the first 6 months)
Up to 55 days Exclusive Platinum card program offered by Visa $89 Apply Now
HSBC Credit CardHSBC Credit Card 17.99% p.a
0% p.a
(for first 8 months)
Up to 55 days home&Away Privilege Program FREE Apply Now
St.George Amplify Credit CardSt.George Amplify Credit Card 18.74% p.a
0.99% p.a
(for first 6 months)
Up to 55 days Up to $1 = 1 point $79 Apply Now
Bankwest More Platinum MasterCardBankwest More Platinum MasterCard 18.99% p.a
4.99% p.a
(for first 9 months)
Up to 55 days $1 = up to 2 points. 20,000 Bonus Points on activation $190 Apply Now
Bankwest More Gold MastercardBankwest More Gold Mastercard 19.24% p.a
4.99% p.a
(for first 9 months)
Up to 55 days $1 = up to 1.5 points. 5,000 Bonus Points on activation $120 Apply Now
Bankwest More Classic MasterCardBankwest More Classic MasterCard 19.24% p.a
4.99% p.a
(for first 9 months)
Up to 55 days $1 = up to 1.5 points. 2,500 Bonus Points on activation $89 Apply Now
ANZ Visa Rewards Platinum ANZ Visa Rewards Platinum 19.89% p.a
% p.a
N/A
Up to 55 days Up to 3 points = $1 $149 Apply Now
ANZ Visa Rewards CardANZ Visa Rewards Card 19.89% p.a
% p.a
N/A
Up to 44 days Up to 2 points = $1 $89 Apply Now
ANZ Qantas Frequent Flyer PlatinumANZ Qantas Frequent Flyer Platinum 19.89% p.a
% p.a
Up to 55 days Up to 1.5 points per $1.
Get 20,000 Qantas points on approval.
$295 Apply Now
ANZ Qantas Frequent Flyer VisaANZ Qantas Frequent Flyer Visa 19.89% p.a
% p.a
Up to 44 days $1 = 1 point $95 Apply Now
Woolworths Qantas Credit CardWoolworths Qantas Credit Card 19.99% p.a
% p.a
up to 55 days Up to 2 Qantas Frequent Flyer points per $1 spent $89 Apply Now
Coles Group Source MasterCardColes Group Source MasterCard 19.99% p.a
% p.a
n/a
Up to 62 days Up to 2 points per $1 FREE Apply Now
NAB Qantas Gold CardNAB Qantas Gold Card 19.99% p.a
4.99% p.a
(for first 6 months)
up to 44 days Up to 2 points = $2 $145.50 Apply Now
Velocity NAB Gold Credit CardVelocity NAB Gold Credit Card 19.99% p.a
4.99% p.a
(for first 6 months)
up to 44 days Up to 2 points = $2 $150 Apply Now
Velocity NAB Standard Credit CardVelocity NAB Standard Credit Card 19.99% p.a
4.99% p.a
(for first 6 months)
up to 44 days Up to 1.5 points per $2 spent $65 Apply Now
NAB Qantas Platinum Credit CardNAB Qantas Platinum Credit Card 19.99% p.a
4.99% p.a
(for first 6 months)
up to 44 days up to 1.5 points = $1 $290 Apply Now
NAB Qantas Credit CardNAB Qantas Credit Card 19.99% p.a
4.99% p.a
(for first 6 months)
up to 44 days up to 1 point = $1 $65 Apply Now
HSBC Platinum Credit CardHSBC Platinum Credit Card 19.99% p.a
0% p.a
(for first 6 months)
Up to 55 day Earn on every dollar you spend FREE
(For the first year)
Apply Now

Reward Credit Cards Explained

Reward credit cards come with a loyalty program, which offers incentives to the holder for using their card to spend money. Credit card reward programs promise everything from airline miles and cash back to discounts on shopping and reward points which can be redeemed for free gifts.

Whilst some reward programs can sound very attractive, it is important that you can take advantage of what they offer, otherwise the card itself is of little use, because reward credit cards tend to come with hidden charges or higher rates than standard credit cards. For example having a card which offers free travel is almost worthless if the card holder rarely ever travels.

Therefore before choosing a rewards credit card it is important to consider what type of rewards are offered in the programs that are available to you and whether the rewards actually offer you value. Whilst most card issuers offer attractive rewards programs, many bank on the fact that customers never use them because they forget to redeem points they have earned, enabling the card company to either extract a higher fee, or charge higher interest rates.

Related Rewards Credit Card News

Citibank Emirates Card Very Compelling Balance Transfer And Frequent Flyer Program

Global banking giant Citibank is currently running an extremely compelling offer on their Citibank Emirates card.

The Citbank card has a great deal on balance transfers, with a rough annual interest rate of 2.9 per cent, and perhaps the best feature is that card holders earn 3 Skyward Miles, which is the Emirates Airlines frequent flyer program for every $1 spent (normally is just 1.5 miles per dollar spent).


Nine Credit Card Pitfalls

Nine Credit Card Pitfalls

No matter how responsible you are when it comes to credit cards, they still come with a number of pitfalls. As soon as you navigate your way past one, yet another emerges. Here are 9 credit card pitfalls.

The Debt That Never Ends. The minimum payment on many credit cards barely meet the interest being incurred on your debt, which means if you only ever make the minimum, you’re debt will never reduce and seem to be endless. Occasionally a card will be offered with such a low minimum monthly payment, that your debt ends up actually growing.


Nine More Credit Card Pitfalls

Nine More Credit Card Pitfalls

In the first part of this series we looked at nine credit card pitfalls. As we said previously, even for the most responsible users credit cards represent a minefield so here are nine more pitfalls you should be aware of.

Insurance offers that credit cards tend to present are horribly over-priced. You should avoid signing up to these and instead look on the internet for a better deal.