| Provider | Card Name | Purchase Rate | Balance Transfer | Interest Free | Rewards Points | Card Fee | |
|---|---|---|---|---|---|---|---|
  |
12.74% p.a | % p.a | No interest free days | 
|
$27 (for first year) |
||
Additional Information
|
|||||||
| Provider | Card Name | Purchase Rate | Balance Transfer | Interest Free | Rewards Points | Card Fee | |
 |
20.5% p.a | 0% p.a
(for first 6 months)
|
Up to 55 days | 
1 Reward point for every $1 spend |
$60 (for first year then $120) |
||
Additional Information
|
|||||||
Suncorp-Metway is Australia's leading bancassurance company and fifth largest bank with $69 billion in assets and over $14 billion in annual revenue.
Suncorp Bank has over 800,000 customers, providing credit cards, home loans, personal loans, savings and transaction accounts through 177 branches, ATM's, 24 hour call centres and an online banking facility
Based in Brisbane, Suncorp-Metway is Australia's largest general insurer as measured by gross written premium, and has over 18,000 employees.
Created in December 1996 through the three way merger of Queensland government owned Suncorp, QIDC and the publicly listed Metway, Suncorp-Metway now ranks amongst Australia's top 25 listed companies.
On 19 April 2009, Suncorp announced the re-branding of its banking arm of the company to Suncorp Bank as the company seeks to separate its banking, insurance and wealth management businesses and run them as standalone that cross sell each other's products.
Over 35 per cent of Australian households now use Suncorp products and services.
Economists at Australian banking major ANZ are predicting that the Reserve Bank of Australia will cut the official cash rate to as low as 2 per cent by the end of next year, arguing that it may be more prudent for the government to back away from its budget surplus plans.
The economists are basing their prediction on the back of a weak Australian economy and modest gains in the global economic outlook.
The latest retail forecasts are projecting that Australians will spend approximately $32 billon over Christmas, with the average spend per person estimated to be $1200.
The forecast represents an increase over past years and is a major bonus for the retail industry which over the last few years has felt “more Grinch than Santa” according to Margy Osmand, the chief executive of the Australian National Retailers Association (ANRA)
The extremely detested surcharge that consumers are hit with when paying for a cab ride using a credit or debit card is unlikely to survive into the new year if the Australian central bank has its way.
The Reserve Bank has revised the rules regarding surcharges which are effective next year, tightening the language and making it explicit that the surcharge rules also apply to the taxi industry.
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