Woolworths Everyday Money Credit Card

Features :

Bonus $50 shopping card. Apply by 31 March 2010 and make 3 purchases by May 2010

• No annual fee
  Pay no annual fee for the first year and only $49 per year after that.
• 5.99% p.a. on card balance transfers for the first 6 months
  Your Everyday Money Credit Card gives you the option to transfer the balances from your non-HSBC credit or store cards, enabling you to reduce the cost and difficulty of managing more cards. Apply now and you’ll pay a low 5.99% p.a. for the first 6 months on balance transfers from non-HSBC credit or store cards
• Free additional cardholder
  You can apply for a family member or friend who is over 16 years of age to become an additional cardholder on your Everyday Money Credit Card. You’ll even earn reward points for purchases on the additional card. Simply complete the relevant section of the Everyday Money Credit Card application.
• A competitive credit card interest rate
  The Everyday Money Credit Card offers a competitive interest rate of 18.74% p.a. on purchases and 20.99% p.a. for cash advances.
• Up to 55 days interest free on purchases
  With an Everyday Money Credit Card you can benefit from up to 55 days interest free on purchases.
• Worldwide acceptance wherever you see the MasterCard® logo The Everyday Money Credit Card is accepted at over 26 millions locations worldwide wherever you see the MasterCard® logo.
• Chip security
  A microchip is embedded in the Everyday Money Credit Card plastic. The chip-enabled card carries more sophisticated payment applications, including enhanced security programs that provide better protection against unauthorised card use.
• MasterCard® PayPass™ MasterCard PayPass™ is a convenient payment program that will allow you to just Tap & Go™ your card wherever you see the PayPass sign. So there’s no need to wait, sign or enter a PIN for amounts that are $35 or less.
• Access to Everyday Money Credit Card Repayment Insurance
  Protect yourself from the unexpected with Everyday Money Credit Card Repayment Insurance. Get help with your monthly credit card repayments if you’re involuntarily unemployed (due to redundancy or retrenchment) or can’t work due to injury or sickness. If you become totally and permanently disabled or were to pass away, the outstanding balance on your card is repaid up to a maximum of $25,000.
  Everyday Money Credit Card Repayment Insurance doesn’t cost much. You'll pay just 60c for each $100 of your monthly outstanding balance. There are no medical examinations or health questions to answer and you have a 30-day cooling off period. If you’d like to apply for Card Repayment Insurance simply select this option when you apply for the Everyday Money Credit Card, download a form or call Customer Service on 1300 10 1234.
• We'll even let you choose your own card colour - now that's refreshing!
  When you apply for the Everyday Money Credit Card you can choose from a black, pink, blue or green card. And if you apply for an additional cardholder they too can choose their own card colour.

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