AllMyFunds Specialists in Superannuation

• A superannuation checkup report enables you to make an informed decision about YOUR superannuation.
• Discover how to simplify and manage your existing superannuation fund in an easy to understand format to give you the best possible outcome at retirement.
• Super advice that won’t cost you an arm and a leg.

• Super advice can cost over $1000 from a planner but a Super Check up Report from AllMyFunds costs only $275, saving you over $700.
• See if you can save on unnecessary adviser fees, see how much you will get on retirement shown as a % of your current salary, and see what changing your risk profile will do.

Latest Australian Finance News from Money-Au.com.au

• Latest Finance News
• Featured News Articles
• Personal Finance Hints and Tips

• St George Chief to Step Down
• Fortescue Denies Sovereign Wealth Fund Stake Sale
• Santander To Issue Kangaroo Bonds
• Foreign Banks May Withdraw From Aussie Corporate Loan Market
• Aussie Inter-Bank Lending Easing Up
• NAB Cuts 350 Jobs at its UK Unit. Banking Industry Fears More Cuts at Home
• ANZ May Cut Up To 3500 Jobs Before Christmas
• Big Banks Want to Hold on to Big Depositors
• CBA Takes A Beating
• ANZ Appoints New Chairman

• Foreign Banks May Withdraw From Aussie Corporate Loan Market
  Foreign banks with Australian operations are considering abandoning the domestic loan market altogether. Such a move would mean that Australian borrowers would be pushed into tight corners facing serious funding pressures.
• No Huge Savings in Switching to a Variable Rate Home Loan
  One could be forgiven for looking at declining interest rates, and feeling a little buyers remorse if you recently took out an Australian mortgage and opted to pay a fixed interest rate. Switching from a fixed to variable interest rate could save mortgage holders several thousand dollars a year. But if you have recently taken out a home loan and chose to pay a fixed rate, then exiting the agreement is simply cost prohibitive.
• Need A Good Broker for All The Cheap stocks out There? Try St. George’s Directshares.
  Warren Buffet thinks that stocks all over the world are attractively priced right now. He seems to have an awful lot of confidence in US equities and is putting his money where his mouth is. In fact I would have to agree with him and my own personal view is they do seem cheap to me. But just after I bought some equities at the beginning of November, world equity markets went into free fall and I found myself having to return time and again to Mr. Buffet's op-ed piece in the New York Times for comfort, when the pain it seemed, was just too much to bare.
• Read more featured finance news articles

• How to find the right Credit Card for you
• Rise and rise of zero-interest credit cards
• What is the credit crunch?
• Smart cards - the credit card for the 21st century
• The rise of the debit card
• Aussies 'turning cents into dollars with savings'
• The changing shape of home loans
• Exit fees hit thousands of Aussies
• Exploring the home insurance industry
• Cashing in on raising rates

   

* Terms and Conditions1. Offer applies to new directshares customers over 18 years of age who open a directshares account and is only open to residents of Australia and New Zealand.
2. 25 free trades will automatically be allocated to the customer's trading account. The Offer applies to trades up to a value of $30,000 each made within the first 60 days of the account being opened (the "Qualifying Period"). directshares standard brokerage is $32.95 (GST-inclusive) on equities trades up to $30,000, and 0.11% (GST inclusive) on trades over that amount. For the purpose of this Offer, brokerage will not be charged on your first 25 equities trades placed within the Qualifying Period for trades up to a maximum value of $30,000 each. The brokerage value on your first 25 equities trades where directshares standard brokerage does not exceed $32.95 (GST-inclusive) will be deducted from the 25 free trades Offer, until the Offer value has been reached. No brokerage will be shown on the directshares contract notes issued in respect of such trades. Where any of the trades has a value in excess of $30,000, directshares will charge brokerage at its standard rate (0.11%, GST-inclusive) on the excess in trade value above $30,000. These charges will be disclosed on your directshares contract note. Brokerage charged on trades above $30,000 will not form part of this Offer, and will not count toward the 25 free trades.
3. The offer only applies to ASX-listed equities conducted online through the directshares service.
4. The offer is not available to employees of the Promoter or ETRADE Australia Securities Limited ("ETRADE") or their immediate families.
The directshares service is provided by ETRADE Australia Securities Limited ("E*TRADE Australia") ABN 93 078 174 973 AFSL No. 238277, a Participant of the ASX Limited Group, at the request of St.George Bank Limited ("St.George") (ABN 92 055 513 070). Execution, settlement and clearing occur through E*TRADE Australia. Neither St.George nor E*TRADE Australia are representatives of the other. Investment advice is not provided to online directshares clients.
See landing page: www.directshares.com.au/join2