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Citibank Ready Credit

Citibank Ready Credit

If you're spending too much on credit card fees and interest, Ready Credit is a great alternative. It's an unsecured line of credit you can use every day. With NO set-up, ATM or ongoing fees and a low competitive rate, start saving from day one and have money to spend on other things.

>> Stop spending too much on Credit Cards today with Citibank!

  • SAVE with a low introductory rate
    2.9% p.a. for 6 months on ANY purchases, balances you transfer and cash advances.
  • SAVE with NO setup and ongoing transaction fees
    Save with NO annual, transaction, ATM/EFTPOS or cash advance fees.
  • Have the freedom to buy what you want
    With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay, and re-borrow funds.
  • Choose how you use your credit
    Convenient access to your cash via ATM / EFTPOS, phone, internet and a chequebook.
  • Apply today and save
    Have money at any time - without the hassle of applying for loans over and over again! Citibank ReadyCredit gives you that security and convenience.

>> Citibank Ready Credit - Get a Low Introductory Rate of Just 2.99% Today!

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Terms and conditions apply and are available on request. Existing customers are not eligible for this offer. Applications may not be accepted if you have been approved for another Citibank offer in the last 9 months. Allow up to 10 working days to process your application. To process your application, Citibank will need to verify your identity and income. To verify your identity we will ask you to confirm details provided on your application. Please provide a contact telephone number that will be easy for us to contact you. Please notify your payroll department or accountant (if self employed) to ensure that they are willing to confirm your income details.

†2.9% p.a. introductory interest rate is available on purchases, cash advances, and balance transfers. After the six month introductory period the interest rate will revert to an interest rate of 17.75% p.a. This interest rate is variable and subject to change and Citibank credit criteria.
^The credit line of $5,000 to $25,000 is subject to Citibank credit criteria.
#Government charges, a late payment fee, cheque dishonour fee and other fees and charges may apply.

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