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St.George Personal Loans

St.George Bank Personal LoansA St.George Personal Loan provides you with the money you need, with a fixed or flexible repayment plan to help you budget. Whether you want funds for a holiday, to invest in shares, for a new car or boat, for consolidation purposes, or to pay for expected or unexpected expenses, a St.George Personal Loan can make money available quickly.

  Unsecured Personal Loan Secured Personal Loan Get Set Loan Personal Overdraft

Amounts Available

$3k - $40k $3k - $80k $5k - $50k $500 - $20k
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Variable Rate available

yes yes yes yes

Fixed Rate available

yes yes No No

Establishment Fee

From $150 From $195 From $150 No

Monthly Fee

$9 $7 $9 $6

Fees on early repayment

yes+ yes+ No No

Redraw facility

yes^ yes^ yes yes

Debt Consolidation

yes yes yes No

Repayments

Weekly / Fortnightly / Monthly

Weekly / Fortnightly / Monthly

The higher of $50 or 1.25% of the outstanding balance plus the monthly interest charge and administration fee

Repayments on demand. Overlimit amounts repayable immediately.

VISA debit card

No No yes yes*

Cheque Book

No No yes* yes*

Loan insurance (Consumer Credit Insurance)

yes yes yes No

Decisions Online

yes yes* yes yes
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StGeorge Personal Loans
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StGeorge Personal Loans
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StGeorge Personal Loans
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StGeorge Personal Loans
 

+A discharge processing fee is payable on early repayment of any Personal Loan. Break costs may be payable on early repayment of a fixed rate Personal Loan. Please see the Personal Loan fees and charges schedule available at any branch for further details.
^All redraw requests are subject to Bank approval. Minimum redraw amount is $500 and a fee applies for each approved redraw request. Redraw is not available on loans with a fixed interest rate
* Optional feature
All applications for credit are subject to St.George Bank’s prevailing credit criteria Fees & charges apply. Terms & conditions apply, full details of which are available on request.

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Latest Loans News

Buy now, pay later deals 'can have sting in tail'

Buy now, pay later deals 'can have sting in tail'Buy now, pay later deals that come with an interest-free 'honeymoon' period can be extremely tempting to shoppers - but if they fail to manage the debt or do not pay it off before interest starts to accrue, consumers could end up paying a lot more than they bargained for.
>> Read the full story

Australia 'needs 1m new homes'

Australia 'needs 1m new homes' Australia's "booming" population and continuing demand for homes means the country will require one million new homes to be built by 2013, new figures from the Housing Industry Association (HIA) show.
>> Read the full story

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