Featured Credit Cards for May

St George Vertigo MasterCard

• Rate : 10.99 %
• Balance Transfer :
  0% (for first 6 months)

 

Citibank Clear

• Rate : 11.99 %
• Balance Transfer :
  0% (for first 6 months)

 

Aussie MasterCard

• Rate : 11.99 %
• Balance Transfer :
  0% (for first 6 months)

 

NAB Low Rate Visa Card

• Rate : 12.79 %
• Balance Transfer :
  0% (for up to 6 months limited time only)

 

St George Starts Low, Stays Low Credit Card

• Rate : 12.99 %
• Balance Transfer :
  12.99%

 

How to find the right credit card for you

Finding the right credit card can be a bit of a nightmare. With so many to choose from, the options are often bewildering. However, it can be much easier than you think.

To select the credit card that is best suited to you, evaluate your lifestyle and establish spending patterns and match it with the cards on the market. According to Money Manager, this is absolutely vital to keeping card costs at a minimum. Not only will it help you control your card credit, but all your personal finances too.

With so many credit cards on the market, consumers are often advised to shop around. Take time to look at the possibilities before settling on one which may not be the best credit card.

Interest rates and rewards schemes vary from company to company, from credit card to credit card so be sure of what you want from your credit card application.

Often, however, consumers plump for the wrong card, despite taking everything into consideration and shopping around.

The Australian Securities and Investments Commission states on its website: "Be willing to change cards when it's in your interest to do so. Few people will find that the same card suits them forever.

"Fees, interest rates and rewards schemes change and so does your financial position and spending patterns and new products come onto the market all the time."

Compare your current credit card rates with Australia's top providers.