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Living well in tough times

Date Published : Wednesday, April 16, 2008

Many Australians are finding life tough at the moment financially. Stitching those cents to fund the next purchase can be a bit of a hassle. Recent interest rate hikes, combined with higher home loan repayments and the global credit crunch mean that a lot of people are having to cut back on additional spending.

For a number of people, the word bargain has dirty, cheap connotations. However, at the moment, a number of bargains can be spotted on the financial markets if the cents are running scarce.

Checking out the end of summer sales currently on at many retailers could be a good way of cutting back on the spending, while trading in the gas-guzzling car for a smaller, more efficient vehicle could stave off the rising petrol prices which have touched $1.50 a litre, the Courier Mail suggests.

However, another way of shaking off the excess spending is to undergo a credit card comparison. A number of the credit cards on offer on the Australian market have bargains available, including low interest rates, while some have no annual fees to pay.

For example, the St George Vertigo MasterCard offers customers a zero per cent balance transfer over the fist six month and a 55-day interest free period on all purchases. A rate of 10.99 per cent on purchases applies after that time.

Awarded Money Magazine's cheapest credit card prize earlier this year, an additional card on the same account is available for a family member for free.

Compare credit card rates.ADNFCR-1411-ID-18554847-ADNFCR

 

 

 

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