Money-AU - Terms and Conditions

Nothing within the Money-AU (MA) website is, or shall be deemed to constitute, financial or other advice or a recommendation to purchase any product or service. Any and all information provided within the Website is for general information purposes only. Neither do we claim to represent the whole market - the products featured on our sites are based on the availability of advertisers who run affiliate programmes or who choose to advertise on our site. The products displayed on the website are examples of products currently available. Our selection as it appears on the website and nothing in these terms and conditions constitutes advice or a recommendation to purchase a particular product. We strongly recommend that independent professional advice is obtained before you purchase any product and / or service via the Website.

Venturian Media Ltd and www.money-au.com.au are an affiliate of the featured financial service providers and we receive a commission from each financial service provider if products are applied for or purchased as a result of a click on one of the links on our site. We receive commission and fees from lenders who advertise on or are linked to the Website. We retain the commission and fees and we do not charge you for the service we offer via the Website. The Credit cards, loans, insurance and investments sections allow you to compare products and then links you to the relevant websites of certain lenders. Please be aware that it is very important that before you apply for any of these products that you carefully read the terms on the application form which will include details of the interest rates applicable and any charges if relevant. In the event that you decide to apply for a product selected via the Website, the full documentation and other relevant details should be sent to you by the lender and not by us. It is the responsibility of the lender to provide all relevant documentation to you and we can accept no responsibility in the event that you do not receive the documentation requested or expected.

The advertisements that you see displayed on this website are delivered on our behalf by a third party advertising company. No personal data for example your name, address, email address or telephone number are used during the course of serving our advertising, but, on our behalf, our third-party advertiser may place or recognise a unique "cookie" on your browser. This cookie does not collect personal data about you nor is it linked to any personal data about you.

Some sections will provide you with access to third party sites who will host reviews about some of the products and services available. In some instances you may also be able to access user reviews directly on the Money-au.com site. Regardless of whether you are transferred to a third parties site or read a user review on our site, the views expressed therein do not represent the views of Money-au.com Ltd or any of its associated companies and Venturian Media Ltd are not responsible for the accuracy of any such views or expressions.

Website User Terms and Conditions

These terms and conditions, together with any additional terms, notices and disclaimers contained elsewhere on the MA website (collectively the Terms of Use) comprise the conditions on which you may have access to the MA website and use of content and other services on the MA website. Your continued access and use of the MA website constitutes your ongoing acceptance and acknowledgment of these Terms of Use, as amended from time to time. If you object to any of these conditions, you must immediately discontinue your access to and use of the MA website.

These Terms of Use are governed by the law in force in the United Kingdom and Australia. Both you and MA irrevocably submit to the non-exclusive jurisdiction of the courts of the United Kingdom and Australia courts of appeal from them.

2. Copyright
The MA website is the copyright property of MA or applicable third parties. Subject to the conditions prescribed under appropriate Copyright Acts or similar statutes that apply in your location, you may not, in any form or by any means, adapt, reproduce, store, distribute, transmit, print, display, perform, publish or create derivative works from any part of the MA website without the written permission of an authorised representative of MA.

3. Trademarks
Product and company names mentioned herein may be trademarks and / or service marks of their respective owners. The trademarks, logos and service marks displayed on the MA website are the property of their respective owners.

4. Errors, Omissions or Discrepancies
Every effort has been made to ensure that the MA website works correctly and that the information contained within it is accurate and up to date. Any cases of perceived inconsistency or error should be advised to MA by contacting us and we will endeavour, where practicable, to address any such issues identified to us (but see MA disclaimer).

Latest Australian Finance News from Money-Au.com.au

• Latest Finance News
• Featured News Articles
• Personal Finance Hints and Tips

• NAB Announces Debt Repurchase Plan
• International Kangaroo Bond Issuers Find Australian Debt Market Increasingly Expensive
• Westpac Expects Further Pressure On Loan Portfolio
• Suncorp Finally Names New Chief Executive
• ANZ In Advanced Negotiations To Acquire Five Asian Units From RBS
• CBA’s Internet Banking Facility Breaks Down
• NAB Faces $347 Million Tax Liability
• NAB’s Aviva Wealth Management Acquisition To Bring Scale
• Australian Banks Face Rising Bad Debt For At least Another Year
• Mortgage Borrowers Not Switching To Fixed Rates In Large Numbers

• 5 Mortgage Tips
  Mortgages or buying a house can often be the most expensive financial undertaking for an individual over their lifetime. It is therefore critical that they are aware of common pitfalls and unforeseen costs when buying a house and obtaining a loan to finance the purchase. Here are six common borrowing traps that can be avoided.
• Three Credit Card Pitfalls That Can Be Easily Avoided
  Many borrowers make common mistakes when using their credit cards. Here are three pitfalls that can be easily avoided.
• When Should Individuals Increase The Amount Of Life Insurance Cover They Have?
  Most individuals take out an a life insurance policy only once in their lives, and as time progresses and they go through the various stages of life without purchasing more cover. Here are key stages in an individual’s life where they should be either buying life cover or bulking up what they do have.
• Read more featured finance news articles

• 5 Mortgage Tips
  Mortgages or buying a house can often be the most expensive financial undertaking for an individual over their lifetime. It is therefore critical that they are aware of common pitfalls and unforeseen costs when buying a house and obtaining a loan to finance the purchase. Here are six common borrowing traps that can be avoided.
• Three Credit Card Pitfalls That Can Be Easily Avoided
  Many borrowers make common mistakes when using their credit cards. Here are three pitfalls that can be easily avoided.
• When Should Individuals Increase The Amount Of Life Insurance Cover They Have?
  Most individuals take out an a life insurance policy only once in their lives, and as time progresses and they go through the various stages of life without purchasing more cover. Here are key stages in an individual’s life where they should be either buying life cover or bulking up what they do have.
• Read more finance hints and tips